FREQUENTLY ASKED QUESTIONS

Who does your firm and its clients use for custodial, trading
and reporting services?

Hamilton Point’s custodial relationship with Fidelity Investment’s Institutional Wealth Services Group links clients with a partner providing superior service, support and protection. Investments you entrust for Hamilton Point’s management are placed in custody of Fidelity’s clearing firm, National Financial Services LLC – one of the largest clearing providers in the industry. Fidelity Investments is a privately-owned firm, founded in 1946, with $3.2 trillion in custodied assets. Our relationship with Fidelity gives us access to the most sophisticated portfolio trading tools available and provides clients with user-friendly online access to their personal accounts.

Hamilton Point also employes the services of Advent Software for reporting services.

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Does your firm construct portfolios using individually purchased securities or mutual funds?

The answer is that in many cases we use both.

A fully diversified account will typically consist primarily of individually purchased bonds as well as shares in up to forty Global Core stocks. These individually purchased securities generally comprise as much as 80% of a total portfolio and allow Hamilton Point and our client complete control over tax planning and/or other customized client investment preferences.

Individually purchased securities are routinely supplemented by appropriate exposure to selected asset classes using funds. Examples of asset classes accessed using funds include Inflation Protected Bonds, Small Capitalization and International equities. For smaller accounts, Hamilton point may use funds exclusively in order to accomplish certain diversification objectives.

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What sort of client contact and reporting should clients expect?

To Hamilton Point, listening to clients through regular interaction is a core value. Personal meetings are encouraged at least quarterly, and more frequent communication is welcomed. For daily account management and other inquiries, each client is assigned a member of the investment committee as the primary relationship contact.

For reporting, in addition to being able to view account activity on a daily basis over the Internet, clients receive monthly statements from Fidelity. Hamilton Point also provides concise summary reports on a monthly or quarterly basis to include appraisals, contribution and withdrawals, tax reports, and performance.

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What are the fees and expenses involved?

Hamilton Point charges an investment advisory fee that scales down based upon total client relationship assets under management. Fidelity does not impose an account custodial fee. Their only compensation is via commissions earned on the account from trades initiated by Hamilton Point. Many portfolios managed by Hamilton Point have exposure to selected mutual funds, all of which are no-load and have relatively low expenses.

Please talk to us directly about your circumstances.

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